2016: What a Wonderful Year

When deciding when to begin early retirement, a major concern was not running out of money before taking the long dirt nap. The flip side was running out of time, physical or mental capabilities with enough bank left to have done or bought things earlier if I hadn’t been concerned about running out of money before taking the long dirt nap. That’s circular. No worries. It motivates me to just get on with things.

The best part of last year was my heart attack wasn’t fatal. The adventure started at 2:30 one morning in June with the cliche of waking up with my chest in a vice. Banged on a neighbors door for a ride to the ER where they stabilized me before a 135 mile lights and siren ambulance ride to Bangkok. Ever been wheeled straight from an ambulance into a surgery where a squad started working the moment the gurney came to a stop? It was both a major relief and, upon later reflection, concern why they needed so many people. Five subsequent nights in the Cardiac ICU gave me a clue.

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They discharged me on the 11th day with instructions that included exercise. I obeyed.

Ten weeks later it was no big deal to do 3 miles in an hour without rests. That’s been my personal standard for minimum level of fitness for decades. That got boring, so I shortened the walk and added trips up, across, down and back over a pedestrian bridge. Built up to 20 minutes with 2 up and downs on each end before crossing. Yesterday for the first time since June, I did the hill I’ve always used before travel to get in shape for – wait for it – stairs and hills. My rule of thumb has been I’m ready when 5 laps is an effort but not unpleasant or a problem. Yesterday 3 laps met that standard. Could have done more but was concerned about sore muscles (my glutes hurt today). I’ll be ready for the Sydney Harbour Bridge climb(1) in March.

As for the money end of things, it’s great. The Social Security administration deposited my first benefit payment 3 days ago. IRA balance is 117% higher than retirement at the end of 2008 during the global economic shit storm. The non-IRA account, which had to last until I could access the IRA without penalty in 2014, should last until the end of 2017, despite some spending this year on expensive stuff I didn’t need. Details in the upcoming annual Cost of Living post.

Haven’t looked at my bucket list for years. Now seems like a good time.

(1) Top of the bridge is 440 feet above the water. Said to be a nice view. It would be fun. Then I saw the price. IS THIS SOME KIND OF JOKE?! Well… I could afford it. Then I realized it’s high adventure for some people, and thus worth it. I’ve been to 11,800′ in a hang glider, so the price-to-wow ratio of the bridge climb is unappealing. Even without that experience, I doubt I would have done it because cameras are not allowed.

 

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